Western Kansas Products

Farm Operating Loans

Farm Credit makes loans for operating inputs and expenses such as feed, fertilizer, seed, and labor as well as for such expenditures as rent, taxes, insurance, and day-to-day living. A Farm Credit operating loan can be designed to meet your specific financing needs. Your choices and benefits include:

Commitment Line: Allows you to draw money as needed against a pre-determined amount of credit for an operating cycle. You only pay interest on the funds you use.

Revolving Line: Just like a commitment line, but payments restore credit to full use again.

Free drafts and computer images provided on operating lines.

Immediate credit for repayments received by daily cut-off time and loans may be repaid at any time without penalty.

Livestock Loans

Farm Credit makes loans for the purchase, care, and feeding, or refinancing of debt on livestock. Whether you are feeding cattle or have a cow herd, we can design a loan that fits the way you operate. With a choice of variable, adjustable, or fixed rates and loan terms up to seven years, we can design a livestock loan that is right for you.

Real Estate Loans

Farm Credit makes loans for the purchase, improvement, or refinancing of debt on farms, ranches, facilities, and rural real estate.

Real estate loans can be designed to meet your specific financing needs. Loan terms range from 5 to 30 years with no prepayment penalty. You have a choice of either variable, adjustable or fixed interest rates. Your choices and benefits with a Farm Credit real estate loan include:

Loan Term: 5 to 30 years.

Payment Plans: Monthly, quarterly, semiannual, or annual payments.

Prepayment: Most loans may be repaid at any time without penalty.

Conversion: Most loans may be converted to another interest rate product for a single conversion fee without needing to re-qualify.

Facility Loans

We can finance all types of agricultural facilities from grain storage to processing plants. Loan terms and repayment schedules are tailored to meet your individual credit needs.

Equipment Loans and Leases

Farm Credit offers diverse loan and leasing options for virtually all equipment and machinery used in agriculture: tractors, combines, farm implements, dairy equipment, grain bins, above ground irrigation systems, trucks, processing and packaging equipment, and material handling equipment.

Agribusiness Financing

Whether your business is selling fertilizer or custom feeding cattle, Farm Credit has the financial tools to help you succeed. See our loan officers for details on how we can help with the business-end of agriculture.

Young, Beginning, and Small Farmer Loans

We know that getting started in agriculture can be tough. That is why we have special programs to help young, beginning, and small farmers. Whether it means arranging a joint loan with the Farm Service Agency or meeting with you around your off-farm work schedule, we a here to help you make your farming dream a reality.

Vehicle Leasing

This special program allows you to take advantage of fleet buying discounts to Farm Credit Leasing. We can lease a pick-up or sport utility vehicle with payment plans from 2 to 5 years.

Crop Insurance

We offer crop insurance to protect your investment. Our agents specialize in crop insurance to provide you with the best service in the business.   For more information, contact our agents Kelly Horinek or Ashley Roehl at 1-800-657-6048 or by e-mail at CropInsurance@fcwk.com.

Term Life Insurance

Our credit life insurance goes beyond just insuring your life, we can also provide you with disability coverage. Since we have licensed agents on staff, we are also able to offer you with life insurance products that go beyond traditional credit life. With Farm Credit, you are free to choose the owner and beneficiary for your life insurance policies. Contact us for more information and a full disclosure of the products offered.  For more information, contact our agent Kelly Horinek or Ashley Roehl at 1-800-657-6048 or by e-mail at LifeInsurance@fcwk.com.

Appraisal Services

For customers who need an independent appraisal of real estate by State General Certified Appraisers. Our appraisers have many years of appraisal experience and hold certifications from the American Society of Farm Managers and Rural Appraisers. For more information, contact our agents Scott Brown or Jason Smith at 1-800-657-6048 or by e-mail at Appraisers@fcwk.com.

Borrower Resources

"Which Product is Right for Me?"

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