A Standards of Conduct Policy has been approved by the Board of Directors. Directors and employees sign an annual acknowledgement in which they agree to abide by these standards of conduct. As a supplement to these standards of conduct, the Board agrees to a Director's Code of Ethics and Senior Management agrees to an Officer's Code of Ethics to further define responsibilities as they relate to complete and accurate financial reporting.
The Board has adopted a Whistleblower Program for receiving and handling issues including but not limited to employment practices, workplace conditions, accounting, financial reporting, internal controls, auditing matters or fraud. It provides for the confidential, anonymous submission without retaliation, by Association employees, vendors or others of such issues or concerns. An anonymous submission can be completed through this internet link, http://fcwk.alertline.com/or by calling a toll-free hotline number at (877)874-8416. A submission also offers the opportunity for ongoing anonymous communication regarding the matter and its resolution. The Board and management of this Association encourage the use of this program for communicating issues of concern and we strongly believe this program supports our mission. Issues related to credit decisions are not to be reported through this program, as the Association has other communication opportunities for this purpose.